Scam in HDMF benefits bared PDF Print E-mail
Tuesday, 04 August 2015 10:53



LIFE’S INSPIRATIONS: “…‘Woe to him who piles up stolen goods and makes himself wealthy by extortion! How long must this go on?’…” (Habakkuk 2:6, the Holy Bible).

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SCAM IN HDMF BENEFITS BARED: Last July 25, 2015, I wrote the Makati City branch office of the Home Development Mutual Fund (HDMF) on behalf of two retired public school teachers, Mrs. Carlina M. Montero and Mrs. Esperanza Rivera, from Taguig City, to complain about supposed payments to them of big amounts of money by HDMF, but which they did not receive.

Montero and Rivera told me that according to various documents given to them, they were supposed to have claimed from HDMF “membership maturity” benefits. For Mrs. Montero, she appeared to have applied for and then received two tranches of the monetary benefits. The first was in the amount of P2,163.38, while the second was in the amount of P47,480.66.

For Mrs. Rivera, she appeared to have applied for and then also received the amounts of P14,281.51, and P19,945.62. The problem here is that both Mrs. Montero and Mrs. Rivera did not apply for any such “membership maturity” benefits. And neither did they receive any of the amounts supposedly paid to them.

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EX PUBLIC SCHOOL TEACHERS VICTIMS OF SCAM: In my letter for Mrs. Montero, here was what I said: “Salamat sa Diyos, sa Ngalan ni Jesus! Ms. Carlina Mauricio Montero, a member of your agency with HDMF ID No. 001127790609, sought our assistance in connection with documents which was furnished her showing that she received the amounts of P47,480.00 and P7,060.42  from your agency...

“Ms. Montero is saying she is not aware of any claim she made that would entitle her to receive such amounts, and that, up to the present, she has not received any such amounts yet. However, if there are really such amounts that she is entitled to, Ms. Montero is hereby demanding that they be officially delivered to her, within 72 hours from your receipt hereof.

My letter concluded: “Thank you and best regards. May God continue to lead the way for us all, as we reach within to embrace humanity, so we can be a gift to the world.”  The letter for Mrs. Rivera contained the same wordings, except as to her name and the amounts that she was supposed to have applied for and received.

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OMBUDSMAN MUST LOOK INTO PAG-IBIG SCAM LOANS: Maybe, the Office of the Ombudsman will have to look into these supposed payments of “membership maturity” benefits at HDMF. Surely, if the benefits were not really applied for, and were not duly received by the government employees in whose names they were released, this is graft and corruption of the highest order. Indeed, somebody must have received the money for themselves!

An investigation will have to be launched to determine the extent of these anomalous benefits payments—what is the number of employees who were supposedly given the benefits even if they did not apply for such benefits, how much government money were released to ghost recipients.

I am afraid this could involve billions of taxpayers’ money which may have gone down the drain or, more appropriately, inside the pockets of thieving officials. It is imperative that this should be looked into, to find out the perpetrators of this scam which could very well consist of plunder, so as to prosecute and then penalize them appropriately.

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PLEASE LISTEN: “Ang Tanging Daan” (The Sole Way), a Bible study and prayer session on radio, airs Mondays to Fridays, 6 p.m. to 6:30 p.m., at DWAD 1098 kHz on the AM band. For replays, go to or and scroll for “Ang Tanging Daan” broadcasts. Phone: 0922 833 43 96, 0918 574 0193, 0917 984 24 68. Email: